Bonding Support for Small Contractors
The U.S. Small Business Administration (SBA) Surety Bond Program plays a critical role in helping small and growing contractors obtain the bonding they need to compete for public and private projects.
At Everybond, we work directly with the SBA Surety Bond Program and SBA-approved surety companies to help contractors secure bid bonds, performance bonds, and payment bonds—especially when standard surety markets are not an option.
What Is the SBA Surety Bond Program?
The SBA Surety Bond Program is designed to:
Help small businesses qualify for contract bonds
Increase bonding capacity for growing contractors
Support contractors with limited financial history or credit challenges
Enable contractors to compete for larger public and private projects
Through this program, the SBA provides a guarantee to the surety company, allowing bonds to be issued that might otherwise be declined.
How the SBA Bond Program Helps Contractors
The SBA program is ideal for contractors who:
Are new or growing quickly
Need higher bond limits than standard markets allow
Have limited working capital
Have imperfect credit
Are bidding public projects that require bonding
With SBA support, capable contractors can access opportunities that would otherwise be out of reach.
Everybond: A Leading SBA Surety Bond Producer
Everybond is a Top 10 SBA Surety Bond producer in the United States. We work closely with SBA-approved surety companies to help contractors secure:
Bid bonds
Performance bonds (also known as construction bonds)
Payment bonds
Learn more about performance bonds (construction bonds) here:
https://www.everybond.com/contract-bonds/construction-bonds/
SBA Bonds Made Simple for Contractors and Agents
Everybond specializes in writing contractor bid, performance, and payment bonds—and we make the SBA process simple.
For contractors who don’t qualify in standard markets, we seamlessly transition applications into the SBA Surety Bond Program without restarting the process.
Key advantages include:
No surety expertise required from agents
Contractors do not need perfect credit
Clear guidance from experienced producers and contract bond underwriters
Our team walks you through every step, from application to bond issuance.
A Contract Bond Program Built for Real Contractors
Everybond designed an exclusive contract bond program that provides a solution for nearly every capable contractor.
In the last year alone:
Over 5,000 contract bond applications reviewed
Only 2.5% declined
Strong approval rates across standard and SBA-backed programs
Our proprietary platform collects the required SBA information upfront, allowing our underwriters to make fast, informed decisions and approve SBA bonds efficiently.
Support for Larger and More Complex Bond Needs
For contractors requiring:
Higher bond capacity
More flexible financial consideration
Assistance navigating SBA requirements
Everybond offers access to 19 dedicated contract bond underwriters experienced in handling complex applications. Our team manages the SBA process from start to finish, ensuring clarity, speed, and compliance.
Performance Bonds, Contractor Performance Bonds, and SBA Support
Many SBA-backed projects require a performance bond, also referred to as a contractor performance bond, to guarantee contract completion.
If you’d like a deeper explanation of how contractor performance bonds work and when they are required, visit:
https://www.everybond.com/contract-bonds/contractor-performance-bond/
Get an SBA-Backed Contract Bond Quote Today
If you or your contractor clients need help securing a bid bond, performance bond, or payment bond—especially through the SBA Surety Bond Program—Everybond is ready to help.
Visit everybond.com to get started
Call (310) 954-2006 to speak directly with a contract bond producer
With the SBA Surety Bond Program reopened, now is the time to expand your bonding capacity and compete for bigger opportunities—with Everybond as your surety partner.
